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Ελληνικά🏦 Bank Account Opening Checklist
Documents needed to open a German bank account — branch or online bank.
German terms
Girokonto
Bankkonto eröffnen
Sparkasse
SCHUFA
Progress
0 / 6
Passport or ID card
Required
Reisepass / Personalausweis
Original. Also needed for Video-Ident.
Registration certificate
Required
Meldebescheinigung
Not older than 3 months. Some online banks don't require it.
Tax ID (Steuer-ID)
Required
Steuerliche Identifikationsnummer
Received after Anmeldung. Bank may accept later submission.
Residence permit (non-EU citizens)
Optional
Aufenthaltstitel
EU citizens not required.
Employment proof / work contract
Optional
Arbeitsvertrag / Einkommensnachweis
Not always required, but helps with better conditions.
SCHUFA report (optional)
Optional
SCHUFA-Auskunft
Some banks check automatically. New to Germany = no SCHUFA. Try N26, Vivid or Tomorrow.
Other checklists
Anmeldung Checklist (Address Registration)
Complete document list for registering your address at the Bürgeramt. You must complete Anmeldung wi
Chancenkarte Application Checklist
All documents and steps for the Opportunity Card application. Check off each item.
First Steps in Germany — The Complete Checklist
Everything you need to do in your first weeks in Germany — from registration to health insurance. 14
Kindergeld Application Checklist
259€/month per child (from 2026). Apply at the Familienkasse.