🏦 Bank Account Opening Checklist
Documents needed to open a German bank account — branch or online bank.
Terminy niemieckie
Girokonto
Bankkonto eröffnen
Sparkasse
SCHUFA
Postep
0 / 6
Passport or ID card
Wymagane
Reisepass / Personalausweis
Original. Also needed for Video-Ident.
Registration certificate
Wymagane
Meldebescheinigung
Not older than 3 months. Some online banks don't require it.
Tax ID (Steuer-ID)
Wymagane
Steuerliche Identifikationsnummer
Received after Anmeldung. Bank may accept later submission.
Residence permit (non-EU citizens)
Opcjonalne
Aufenthaltstitel
EU citizens not required.
Employment proof / work contract
Opcjonalne
Arbeitsvertrag / Einkommensnachweis
Not always required, but helps with better conditions.
SCHUFA report (optional)
Opcjonalne
SCHUFA-Auskunft
Some banks check automatically. New to Germany = no SCHUFA. Try N26, Vivid or Tomorrow.
Inne checklisty
Anmeldung Checklist (Address Registration)
Complete document list for registering your address at the Bürgeramt.
Kindergeld Application Checklist
255€/month per child (from 2025). Apply at the Familienkasse.
Residence Permit Appointment Checklist
Appointment at the immigration office — renewal or issuance of a residence permit.
Starting a New Job Checklist
Documents and information you need before your first day at work in Germany.