Unemployment Benefit (ALG I) and Bürgergeld — Your Rights When Losing Your Job

Status: March 2026. All information without guarantee.

ALG I — Unemployment Benefit

Requirements:

• You were employed subject to social security contributions for at least 12 months within the last 30 months
• You have registered as jobseeker (at least 3 months before end of employment!)
• You are available to the labor market

Amount:

• 60 % of your last net salary (without children)
• 67 % of your last net salary (with children)

Duration:

From age 50: longer benefit periods possible (up to 24 months from age 58).

⚠️ Avoid Sperrzeit!

If you resign yourself or are dismissed due to your own fault, you face a 12-week waiting period — no ALG I during this time!

Bürgergeld (formerly Hartz IV)

If your ALG I entitlement expires or you don't have one:

Standard rates 2026:

Additionally covered by Jobcenter:
- Rent and heating costs (in appropriate amount)
- Health insurance
- One-time needs (e.g., initial furnishings)

Who is eligible?

• Age 15–66 years (standard retirement age)
• Capable of working (able to work at least 3 hours/day)
• In need of assistance (income/assets insufficient for living)
• Residence in Germany
• Also foreigners with residence permit permitting employment (after waiting period)

Where to apply?

Tips

• Register as jobseeker immediately — don't wait until your last day of work!
• Show initiative — document your applications
• Submit Bürgergeld application online (saves time)
• If sanctioned: file an objection (deadline: 1 month)