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10 terms found
Zahlungserinnerung (payment reminder)
Friendly reminder for payment arrears — after the second reminder, dunning fees and collection often threaten.
I received a payment reminder for the outstanding electricity bill.
Law
Zeitarbeit (temporary work)
Employee leasing — the employee is hired by a temporary employment agency but works at various client companies.
Through temporary work, I quickly found a position in logistics.
Work
Zeugnisbewertung (certificate evaluation)
Recognition of foreign qualifications by the Central Office for Foreign Education (ZAB) or competent chamber.
For the application, I needed an evaluation of my Ukrainian diploma.
Education
Zoll (customs)
Federal agency responsible for tariffs, import duties, black labor control, and excise taxes.
Customs inspects packages from non-EU countries for import duties.
Authorities
Zulassungsstelle (vehicle registration office)
Authority for registration, deregistration, and re-registration of motor vehicles — issues license plates and vehicle documents.
At the registration office, I registered my car and received the license plate.
Authorities
Zusatzbeitrag (additional contribution)
Individual contribution rate of health insurance in addition to the standard rate of 14.6% — varies by insurance company.
TK charges an additional contribution of 1.2% — in total I pay 15.8% health insurance contribution.
Health
Zuzahlung (copayment)
Patient's share for medications, hospital stay, or medical aids — €5–10 per prescription, max. 2% of annual income.
I had to pay €5 as a copayment for the prescribed medication.
Health
Zwangsvollstreckung (enforcement)
State enforcement of financial claims by court officer — seizure of account, salary, or property.
After the payment notice, enforcement proceedings follow if one does not pay.
Law
Zweitwohnsitz (secondary residence)
Additional residence besides the main place of residence — must be registered and may be subject to second residence tax.
For my second residence in Munich, I pay 9% second residence tax.
Authorities
Zweitwohnungssteuer (second home tax)
Municipal tax on a second residence — amount varies by city (5–18% of annual net cold rent).
Students with a second residence in the university city often have to pay a second residence tax.
Finance
hamboorg.city Assistant
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